Optimum Management Solutions LLC
Your Trusted Group Health Insurance Agency
Serving clients nationwide with unbiased expertise and low-cost group health plans.
Why Choose Optimum Management Solutions?
Save Money
Built around your needs
Nationwide reach
with personalized local service
Unbiased guidance
we work for you, not the insurance companies
Strategic partnerships
with leading providers and innovative platforms
Comprehensive GHP Solutions Portfolio
As your independent insurance broker, we provide access to a complete range of insurance and benefits solutions, carefully selected to meet your unique needs and budget.
Innovation That Delivers Results
We offer exclusive access to cutting-edge programs like Capstone Plus and the Wellution wellness platform—representing the future of healthcare benefits with measurable savings and improved outcomes.
Our Solutions
For Employers
Transform your employee benefits with solutions that control costs while enhancing value:
Group Health Insurance
Comprehensive medical coverage options
Dental & Vision
Complete oral and vision health benefits
Wellness Programs
Innovative preventive care solutions
Ancillary Benefits
Life, disability, and critical illness coverage
For Individuals
Protect yourself and your family with our comprehensive self-funded insurance solutions:
Annuity Solutions
Balance retirement income with legacy planning
Disability Insurance
Protect your most valuable asset—your income
Long-Term Care
Prepare for unexpected healthcare needs
Life Insurance
Secure your family’s financial future
Property & Casualty
Safeguard Your Lifestyle with Flexible P&C Policies
Home Insurance
Protect Your Home and Everything Inside
Auto Insurance
Drive with Confidence and Affordable Coverage
General Liability Insurance
Defend Your Business Against Unexpected Claims
Commercial Property Insurance
Secure Your Business Assets from Loss and Damage
Commercial Auto Insurance
Cover Your Fleet and Drivers with Confidence
Revolutionary Wellness Innovation
Our exclusive wellness program combines:
- No net cost to employers or employees
- 7.65% payroll tax savings through Section 125 compliance
- Comprehensive wellness app with AI health coaching
- Virtual healthcare access 24/7
- Prescription assistance programs: 1,000+ commonly prescribed drugs at no charge. Available at over 70,000 pharmacies in the US.
The Optimum Advantage
As an independent broker, we work exclusively for you—not the insurance companies. This means unbiased recommendations and access to the best solutions from multiple providers.
With over five decades of experience, we’ve helped thousands of clients navigate the complex healthcare landscape while achieving significant cost savings and improved outcomes.
We believe in honest, upfront guidance with complete cost transparency. Our clients benefit from modern underwriting approaches that ensure optimal pricing—with average savings of $1,200 per employee per year.
Access your benefits anytime, anywhere through our unified digital platforms featuring:
- Digital ID cards and claims tracking
- 24/7 virtual care access
- Personalized wellness programs
- Real-time cost transparency
Our experienced team provides full concierge service, helping you navigate healthcare complexities and maximize your benefits investment.
Why Choose Optimum Management Solutions?
Amazon Delivery Service Partners
State & Municipal Governments
Healthcare Systems
Small to Medium Businesses
Large Enterprises
The Healthcare Challenge
Healthcare costs have risen dramatically—with major insurers seeing stock prices increase by 600-2,300% over the past 14 years while prescription drug costs have increased 549% compared to other retailers. Meanwhile, the average family now spends over $32,000 annually on healthcare expenses.
We're here to change that.
Ready to Experience Independent Excellence?
Healthcare costs have risen dramatically—with major insurers seeing stock prices increase by 600-2,300% over the past 14 years while prescription drug costs have increased 549% compared to other retailers. Meanwhile, the average family now spends over $32,000 annually on healthcare expenses.