Predictive and Preventative Healthcare Plan
Flexible Health Plans for Modern Workforces
It’s a simple, predictable, and portable benefits solution that works especially well for businesses with remote teams, frequent travelers, or employees who value provider choice
What is a predictive and preventative healthcare plan?
A health plan that lets employees visit any licensed healthcare provider without needing referrals or staying in-network. The plan pays a fixed benefit amount for specific services, and employees can use those payments toward provider bills, deductibles, or other out-of-pocket costs.
Why Offer a Predictive and Preventative Healthcare PlanS?
Any Provider, Anywhere
No networks. No restrictions. Your employees can see the doctors they trust, even across state lines.
Predictable Payouts
Fixed benefit amounts for covered services make budgeting simple—for employers and employees alike.
Pairs with Other Coverage
Healthcare plans work well as stand-alone offerings or as a supplement to major medical insurance.
Great for Hourly, Part-Time, or 1099 Teams
Give non-benefits-eligible workers access to meaningful healthcare support without committing to traditional group plans.
Nationwide Compatibility
Perfect for decentralized or multi-state teams. Everyone gets equal access, no matter where they live or work.
What's Typically Covered?
Our plans can be tailored to cover a wide range of services, such as:
- Doctor’s office visits
- Hospital stays
- Emergency room visits
- Outpatient surgeries
- Diagnostic imaging (X-rays, MRIs)
- Preventive care
- Prescription assistance (optional add-on)
Each service pays a set benefit amount directly to the employee or provider, depending on the structure you choose.
How It Works
Ideal for Cost-Sensitive Employers
If you’re looking for a low-cost healthcare option that still delivers meaningful value to your team, this plan is a smart solution. You control the contribution. Your employees get flexible coverage. Everyone wins.